Watch Out for Common Scams Targeting Seniors

Stay Safe This Holiday Season!

The holiday season is a time for joy, but unfortunately, it’s also prime time for scammers looking to take advantage of unsuspecting individuals—especially seniors. Scammers know that as people become more engaged with holiday shopping, travel, and gift-giving, they are more likely to encounter fraudulent messages. Knowing what to look out for can help you and your loved ones stay safe during this festive season.

Phishing Emails: What to Watch Out For

Phishing emails are one of the most common scams during the holidays. These emails often appear to be from legitimate companies—such as Amazon, FedEx, or your bank—and urge you to take immediate action. They may claim your account has been compromised, ask you to confirm a purchase, or offer an amazing holiday deal.

Red Flags in Phishing Emails:

  • Grammatical errors or odd language

  • Requests for personal information (like passwords or credit card numbers)

  • Links to unfamiliar websites (hover over links to see the true URL)

  • A sense of urgency, warning that action must be taken immediately

Always be skeptical of emails you weren’t expecting. If something feels off, it probably is. Instead of clicking on links or downloading attachments, contact the company directly using a verified phone number or website.

Verifying Unexpected Messages

Scammers don’t just use email. Fraudulent messages can come through text (SMS), social media, or phone calls. Many seniors are targeted with package delivery notifications during the holidays, which ask for personal information or payment to “release” a package.

How to Verify Messages:

  • Don’t respond to unsolicited texts or emails asking for personal info

  • For package notifications, use official tracking numbers from the courier’s website

  • If you get a suspicious phone call, hang up and call the company back at its official number

  • Talk with trusted friends or family members if something seems questionable

Examples of Holiday Scams

Here are some common scams that target seniors during the holiday season:

  • Fake Prizes and Sweepstakes: Scammers may tell you that you’ve won a prize, but ask for a “processing fee” or bank information to claim it.

  • Charity Scams: Fraudulent organizations often appear during the holidays, asking for donations. Stick to charities you know, and verify through sites like Charity Navigator.

  • Fraudulent Package Notifications: Scammers send texts or emails claiming they have a package for you, with a link that installs malware or requests payment details.

  • Online Shopping Scams: Beware of websites offering hard-to-find items at unbelievably low prices. These are often fake stores designed to steal your credit card information.

Why Seniors Should Be Extra Vigilant

Seniors are often targeted by scammers because they are more likely to be polite, trust official-sounding communications, and may not be familiar with newer scams. The holiday season amplifies this risk, with scammers capitalizing on busy schedules, excitement, and sometimes loneliness.

Stay Safe with These Tips

  • Take Your Time: Don’t feel rushed to respond to unsolicited messages.

  • Verify Everything: Double-check the source of any unexpected message or offer.

  • Ask for Help: When in doubt, ask a family member, friend, or tech support for advice.

  • Monitor Bank Accounts: Check statements regularly for unauthorized charges.

  • Use Strong Passwords: Change passwords frequently and use two-factor authentication when available.

At RGA Tech Support, we care about keeping you safe online during the holidays and beyond. If you have questions or need help identifying suspicious emails or messages, don’t hesitate to contact us. We’re here to help ensure your holiday season is scam-free and full of joy.

Need assistance staying safe online? Call RGA Tech Support at (616) 916-2569 for personalized tech support. Stay protected this holiday season!

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